CFPB requires new Background Check forms by January 1, 2013

(Last Updated On: October 26, 2018)

background check cfpb

Out with the Old; In with the New


With the signing of the Dodd-Frank Wall Street Reform and Consumer Protection Act (Pub. L. 11-203, H.R. 4173) into law in July 2010, President Barack Obama granted the Consumer Financial Protection Bureau (CFPB) the authority and enforcement powers over theĀ Fair Credit Reporting Act (FCRA). Previously, the Federal Trade Commission (FTC) was responsible for interpreting and enforcing the FCRA.

The most recent change by the CFPB has been to mandate changes to the forms used in the background check process required by the FCRA. These changes reflect that end users, consumers, and furnishers of information obtained in the background check process will now contact the CFPB instead of the FTC for FCRA related information.

What it Means for Employers

To comply with the new requirements set forth by the CFPB and the FCRA, employers must use the new forms by January 1st, 2013.

Justifacts is Here to Help

The forms that are being updated that are required in the background check process which are required by the FCRA are as follows:


For further questions about this change, feel free to contact Justifacts at (800) 356-6885.


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