Victims of Human Trafficking
To comply with our obligations as set forth by the Fair Credit Reporting Act (FCRA), and towards our effort to assist those persons who are victims of human trafficking, the following process is used to block items of information that were the result of being a victim of human trafficking.
How To Request A Block On Information In Your Report
The FCRA requires that any person wishing to block information that was the result of being a victim of human trafficking must submit the following information:
1) Proof of Identity –
There are two ways that proof of identity can be established:
a. Consumer file match – your full name (first, middle initial, last, suffix), any other or previously used names, full nine digits of Social Security number, and/or date of birth.
b. Additional proof of identity – this can be copies of government issued identification documents, utility bills, and/or other methods of authentication of your identity which may include, but would not be limited to, answering questions to which only you might be expected to know the answer.
2) Trafficking Documentation –
You are required to provide an acceptable “Victim Determination” statement, which is documentation of a determination that a consumer is a victim of trafficking, made by either:
- a Federal, State, or Tribal governmental entity,
- a court of competent jurisdiction, which includes certain documents filed in court;
- a non-governmental organization or human trafficking task force, including victim service providers affiliated with these entities, authorized by a Federal, State, or Tribal government entity; or
- a self-attestation by a consumer who identifies as a victim of trafficking that is signed or certified by a Federal, State, or Tribal government entity, court of competent jurisdiction, or an authorized representative of these entities.
3) Identified Items of Adverse Information –
In order to have a block placed on information in your consumer report, you are required to identify specific items of adverse information that should not be furnished by a consumer reporting agency because the items resulted from a severe form of trafficking in persons or sex trafficking.
4) Preferred method of contacting you electronically or in writing.
Mail/Fax copies of documentation to:
Justifacts Credential Verification, Inc.
Compliance Department – Trafficking
5250 Logan Ferry Rd.
Murrysville, PA 15668
Fax: 412-798-4799
Or alternatively:
Justifacts Credential Verification, Inc.
Compliance Department
5250 Logan Ferry Rd.
Murrysville, PA 15668
Fax: 412-798-4799
Submission may also be made via email to:
Trafficking-victims@justifacts.com
All submissions are handled by the Justifacts Compliance Department. You may check on the status of your submission by contacting the Compliance Department at 800-356-6885, Monday to Friday 8:00 AM to 5:00 PM EST
Information Blocking Process
Once submitted, Justifacts will initiate a block of the relevant information within four (4) days of receipt of your request. Justifacts Credential Verification will notify you within five (5) days if any additional information is required.
Justifacts has twenty-five (25) days to make a final determination on your request. You will be notified within five (5) days of our determination to either maintain the block on your information or to rescind the block.